Wells Fargo Home Mortgage Consultant - Mary B Hackman

Home Mortgage Consultant, Military Lending Specialist

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Office Phone

(641) 421-4041(641) 421-4041

Mobile Phone

(641) 420-4850(641) 420-4850

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NMLSR ID

400139

Meet Mary B Hackman

If you're looking for a home loan, you've found a great place to start. As an experienced home mortgage consultant, I can guide you through the process – with the support you need and innovative technology developed with you in mind. Whenever you're ready, I'm here to help. My experience includes a bachelor's degree in finance banking, as well as earning my masters as certified financial planner. I've worked in the banking/finance industry since 1985, starting with Wells Fargo April of 1998. I've been recognized as a top producer within Wells Fargo, being a member of the Leader's Club or President's Club since 2002. Recognized as a top lender for the Iowa Finance Authority's First Time Homebuyer program. Sometimes the home loan process can seem overwhelming, but you're not alone. Let me show you how to simplify your experience, with personalized guidance and a team to help you along the way. Our digital tools and resources can help make your path smoother, so you can focus on what really matters – your home. Contact me to get started.

Proudly serving Mason City, IA and surrounding areas

Mortgage interest rate discount

Based on your eligible assets with Wells Fargo, you may be able to lower your interest rate on jumbo nonconforming mortgages.

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Buying a Home?

Because home is where memories are made, a $10,000 home down payment grant could help make homeownership possible.

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Mortgage calculators and tools

Check Rates

Find your estimated rate with our mortgage calculator.

Purchase Prequalification

See how much home you may be able to afford.

Refinance Rate Quote

See if refinancing could be the right move.

Frequently Asked Questions

When you work with Wells Fargo, you’ll have the knowledge and experience of a home mortgage consultant and technology developed with a focus on you.

Our digital tools help simplify the home loan process, whether you’re using a computer or a mobile device. We even offer a secure way to pull income and other financial information into your application from other banks or lenders.

Our system lets you move forward when and where it’s convenient for you. You’ll know where you stand and what you need to do next. Securely upload documents, pay any upfront fees, check your application status, monitor progress, and sign select documents electronically – all part of the way we use online processes to make things convenient for our customers. Talk to us about the features available with your loan.

And our support doesn’t end when you get the keys. We’ll be here for you after you close, with the tools and resources you need to manage your mortgage and move into your tomorrow.
Mortgage costs for a purchase home loan typically include your down payment, closing costs, and prepaid escrow amounts for property taxes and insurance. Throughout the process, we keep you informed and explain your specific costs to help ensure there are no last-minute surprises.

When submitting a mortgage application for a specific property, you’ll receive a loan estimate within three days to give you a better idea of how much you need to pay in closing costs.

If you’re wondering about upfront fees, these could include appraisal and extended rate lock fees although they’re not required with all loan programs. Let’s talk about what would be needed in your case.

In general, closing costs are 2 to 5% of your home purchase price, paid by you, the home seller, or the lender. You may be able to use monetary gifts from family for all or part of your closing costs.

I can answer any questions you may have about your specific situation.
The length of time it takes to process and close a loan varies, depending upon a number of factors. Appraisals, information requests, title searches, builder schedules, home inspections, and repairs can all affect the time it takes to close your loan.

You can keep things moving along by responding promptly to any requests for information and completing tasks on time.

Let’s talk about your specific situation to give you a better idea of time frames.
As a military lending specialist, I’ll help you make the most of the military benefits you’ve earned by explaining the unique features of the VA loan.

Whether you’re purchasing or refinancing, this program can provide fixed-rate and adjustable-rate financing on primary residences for veterans and other borrowers who meet the eligibility requirements of the VA program. Ask me about details.

My training has also given me an appreciation of the often-complicated events in military life such as Permanent Change of Station orders. I’m ready to assist when you are called on to move.

Let’s talk about our programs for veterans and the military.

If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently receiving SCRA benefits, please consult with your legal advisor prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law.

Why Choose Wells Fargo?

A personalized experience that puts you first

You’ll have the knowledge and experience of a home mortgage consultant and a dedicated team supporting you every step of the way to make your home loan process as seamless as possible.

Help where you need it

Access the tools and guidance you need to take your next step, whether it’s checking rates, calculating what you can afford, or getting preapproved to help you shop with confidence.

A simple online process

Our online mortgage application process takes just 20-30 minutes, and lets you connect with your existing financial accounts, manage tasks, and easily upload select documents. Talk to us about which features are available with your loan.

Ongoing support

It doesn’t end when you get the keys – we’re here for you as you grow into your new home and navigate the future.