Family at the ocean with seagulls
Photo of Steve Chen

Wells Fargo Home Mortgage Consultant - Steve Chen

Sales Manager
Office Phone
(408) 805-1888(408) 805-1888
Mobile Phone
(408) 805-1888(408) 805-1888

Meet Steve Chen

Meet Steve Chen

Having a deep knowledge foundation of the financial industry has paved the way for me to become one of the most highly reputable mortgage loan originators throughout the Bay Area and its surrounding communities. With over 13 years at Wells Fargo Home Mortgage, my team & I pride ourselves in providing top-notch customer service as well as identifying the best loan programs for our clients to make their homeownership goals a reality. Whether you're a first-time home buyer, looking to trade up, downsize, or simply longing for a new change, we are here to help you every step of the way. Reach out to me today to find out how we can make your home-ownership dreams come true. I look forward to working with you.

• Over $4.2 billion in mortgage loans funded since 2011
• Helped over 4,369 families achieve their homeownership dreams
• Ranked within top three of Wells Fargo Private Mortgage Bankers in national total volume YTD in 2023
• 12th time Wells Fargo Home Mortgage President's Club member since 2011
• Knowledgeable in Restricted Stock Units Income/Foreign Fund Usage

Chinese, Mandarin
Member of President's club
My Locations
Wells Fargo Home Mortgage
333 W El Camino Real
Sunnyvale, CA, 94087
Mortgage interest rate discount

Based on your eligible assets with Wells Fargo, you may be able to lower your interest rate on jumbo nonconforming mortgages.

Mortgage calculators and tools

Check Rates
Find your estimated rate with our mortgage calculator.
Purchase Prequalification
See how much home you may be able to afford.
Refinance Rate Quote
See if refinancing could be the right move.

Frequently Asked Questions

Meet my Associates

You'll have a dedicated team ready to guide you every step of the way – from application through closing.
Veronica Chow - 680646 - Wells Fargo Home Mortgage
Mortgage AssistantNLMSR: 680646
Brenda Wong - 633094 - Wells Fargo Home Mortgage
Mortgage AssistantNLMSR: 633094
Michelle Chang - 1795337 - Wells Fargo Home Mortgage
Mortgage AssistantNLMSR: 1795337
CeCe Cao - 1968789 - Wells Fargo Home Mortgage
Mortgage AssistantNLMSR: 1968789

Why Choose Wells Fargo?

A personalized experience that puts you first
You’ll have the knowledge and experience of a home mortgage consultant and a dedicated team supporting you every step of the way to make your home loan process as seamless as possible.
Help where you need it
Access the tools and guidance you need to take your next step, whether it’s checking rates, calculating what you can afford, or getting preapproved to help you shop with confidence.
A simple online process
Our online mortgage application process takes just 20-30 minutes, and lets you connect with your existing financial accounts, manage tasks, and easily upload select documents. Talk to us about which features are available with your loan.
Ongoing support
It doesn’t end when you get the keys – we’re here for you as you grow into your new home and navigate the future.