Wells Fargo Home Mortgage Consultant - Jerome Sierra

Private Mortgage Banker

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Office Phone

(650) 996-2661(650) 996-2661

Mobile Phone

(650) 996-2661(650) 996-2661

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NMLSR ID

448230

Meet Jerome Sierra

As a graduate from UC Berkeley, Haas School of Business, I have a unique background that blends high tech with an in-depth of mortgage expertise. With over 22 years of experience as Private Mortgage Banker, I've developed a strong residential lending reputation throughout the San Francisco Bay Area with the ability to service clients in all 50 states.
Over 14 years at Wells Fargo, I assisted thousands of families with their goals of homeownership and funded over $1.5 Billion in financing. Providing high-touch customer service has helped me build an extensive network of customers and industry partners as I strive to make homeownership attainable and a reality for my customers. The best compliment that I receive from past customers is when they refer me to their family, friends, and coworkers. I am never too busy for your referrals!

Work with the best
• 22 years of experience in the mortgage industry including 14 years with Wells Fargo
• Over 1,500 homeowners served.
• Over $1.5 Billion in mortgage financed since 2009.
• UC Berkeley, Haas School of Business Graduate

Languages

French

My Locations

Wells Fargo Home Mortgage

467 1st St Ste 100

Los Altos, CA, 94022

Mortgage interest rate discount

Based on your eligible assets with Wells Fargo, you may be able to lower your interest rate on jumbo nonconforming mortgages.

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Buying a Home?

Because home is where memories are made, a $10,000 home down payment grant could help make homeownership possible.

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Mortgage calculators and tools

Check Rates

Find your estimated rate with our mortgage calculator.

Purchase Prequalification

See how much you may be able to afford.

Refinance Rate Quote

See if refinancing could be the right move.

Frequently Asked Questions

When you work with Wells Fargo, you’ll have the knowledge and experience of a home mortgage consultant and technology developed with a focus on you.

Our digital tools help simplify the home loan process, whether you’re using a computer or a mobile device. We even offer a secure way to pull income and other financial information into your application from other banks or lenders.

Our system lets you move forward when and where it’s convenient for you. You’ll know where you stand and what you need to do next. Securely upload documents, pay any upfront fees, check your application status, monitor progress, and sign select documents electronically – all part of the way we use online processes to make things convenient for our customers. Talk to us about the features available with your loan.

And our support doesn’t end when you get the keys. We’ll be here for you after you close, with the tools and resources you need to manage your mortgage and move into your tomorrow.
Mortgage costs for a purchase home loan typically include your down payment, closing costs, and prepaid escrow amounts for property taxes and insurance. Throughout the process, we keep you informed and explain your specific costs to help ensure there are no last-minute surprises.

When submitting a mortgage application for a specific property, you’ll receive a loan estimate within three days to give you a better idea of how much you need to pay in closing costs.

If you’re wondering about upfront fees, these could include appraisal and extended rate lock fees although they’re not required with all loan programs. Let’s talk about what would be needed in your case.

In general, closing costs are 2 to 5% of your home purchase price, paid by you, the home seller, or the lender. You may be able to use monetary gifts from family for all or part of your closing costs.

I can answer any questions you may have about your specific situation.
The length of time it takes to process and close a loan varies, depending upon a number of factors. Appraisals, information requests, title searches, builder schedules, home inspections, and repairs can all affect the time it takes to close your loan.

You can keep things moving along by responding promptly to any requests for information and completing tasks on time.

Let’s talk about your specific situation to give you a better idea of time frames.
When you work with Wells Fargo Private Mortgage Banking and Wells Fargo Private Bank, you’ll enjoy the power of teamwork with a focus on you. Our strong partnership with The Private Bank means you’ll receive personalized attention to help align your homeownership and wealth management financial goals today and into the future.

As a private mortgage banker, I’m here to discuss more complex home financing situations and asset management strategies. With local market experience, we offer competitive financing options for primary, second, vacation, and investment properties.

Our underwriting and support teams focus on providing the superior customer service you expect before, during, and after any transaction you close with us.

Ask me about home financing options that can help you manage your wealth, grow your assets, and achieve your financial goals.

Wells Fargo Private Bank provides products and services through Wells Fargo Bank, N.A. and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.

Meet my Associates

You'll have a dedicated team ready to guide you every step of the way – from application through closing.

Danny Nguyen - 1555950 - Wells Fargo Home Mortgage

Mortgage AssociateNLMSR: 1555950

(408) 728-2584(408) 728-2584

Why Choose Wells Fargo?

A personalized experience that puts you first

You’ll have the knowledge and experience of a home mortgage consultant and a dedicated team supporting you every step of the way to make your home loan process as seamless as possible.

Help where you need it

Access the tools and guidance you need to take your next step, whether it’s checking rates, calculating what you can afford, or getting preapproved to help you shop with confidence.

A simple online process

Our online mortgage application process takes just 20-30 minutes, and lets you connect with your existing financial accounts, manage tasks, and easily upload select documents. Talk to us about which features are available with your loan.

Ongoing support

It doesn’t end when you get the keys – we’re here for you as you grow into your new home and navigate the future.